Welcome to PayDeck (the “Website,” “Platform,” or “Service”). These Terms and Conditions (“Terms”) govern your use of our billing, invoicing, and payment management solutions provided through https://paydeck.help/. By accessing or using our services, you agree to be legally bound by these Terms. If you do not agree, you must discontinue use of our website and services immediately.
1. Acceptance of Terms
By registering an account, accessing, or using PayDeck, you acknowledge that you have read, understood, and agree to these Terms. If you are using PayDeck on behalf of a company or organization, you confirm that you have the authority to bind that entity to these Terms.
2. Services Provided
PayDeck provides digital billing, invoicing, payment tracking, and related financial management tools. Our platform is designed to help businesses and individuals manage invoices, process payments, and streamline financial transactions securely.
We may update or enhance our services from time to time. Any new features will also be subject to these Terms.
3. Eligibility
You must be at least 18 years old to use PayDeck. By using our services, you represent that you meet this requirement. Users are responsible for ensuring that their use of PayDeck complies with all applicable laws and regulations in their jurisdiction.
4. Account Registration and Security
- You are required to create an account to access most features of PayDeck.
- You must provide accurate, current, and complete information during registration.
- You are responsible for safeguarding your login credentials.
- You agree to notify us immediately of any unauthorized use of your account.
PayDeck will not be liable for losses caused by unauthorized account access due to your failure to maintain account security.
5. Payment and Billing Terms
- Some services may require subscription fees, transaction charges, or other payments.
- By purchasing or subscribing, you agree to pay all applicable fees at the time they are due.
- Payments are processed through secure third-party gateways. PayDeck does not store sensitive payment information.
- All fees are non-refundable unless otherwise specified in our Refund Policy.
- You are responsible for any applicable taxes.
6. User Responsibilities
When using PayDeck, you agree not to:
- Use the platform for illegal transactions or fraudulent activities.
- Upload or transmit harmful software, viruses, or malicious code.
- Engage in activities that disrupt or interfere with PayDeck’s operations.
- Misrepresent your identity or business when sending invoices.
- Violate applicable financial, data protection, or anti-money laundering laws.
7. Data Privacy and Security
Your privacy is important to us. By using PayDeck, you agree to our Privacy Policy, which explains how we collect, use, and protect your personal and financial information.
We implement industry-standard security measures; however, no method of transmission over the Internet is 100% secure. You acknowledge that you use our services at your own risk.
8. Intellectual Property Rights
- All content, branding, design, logos, and technology used on PayDeck are the exclusive property of PayDeck or its licensors.
- You may not copy, reproduce, distribute, or modify our intellectual property without prior written consent.
- You retain ownership of the data and invoices you upload, but you grant PayDeck a license to use that data as necessary to provide services.
9. Third-Party Services
PayDeck may integrate with third-party payment gateways, accounting software, or financial services. We are not responsible for the accuracy, reliability, or actions of third-party services. Use of third-party tools is at your own risk and may be governed by separate terms.
10. Limitation of Liability
To the maximum extent permitted by law:
- PayDeck shall not be held liable for indirect, incidental, or consequential damages, including loss of data, revenue, or profits.
- Our total liability for any claim arising from use of the platform shall not exceed the total fees you paid to PayDeck in the last three months.
- We do not guarantee uninterrupted, error-free, or fully secure service.
11. Indemnification
You agree to indemnify and hold harmless PayDeck, its affiliates, and employees from any claims, damages, liabilities, costs, or expenses arising from:
- Your use or misuse of the platform.
- Your violation of these Terms.
- Your violation of applicable laws or third-party rights.
12. Suspension and Termination
PayDeck reserves the right to suspend or terminate your account if you:
- Breach these Terms.
- Use the service for fraudulent or unlawful activities.
- Engage in activities that may harm PayDeck’s reputation or security.
Upon termination, your right to use the services will cease immediately. We may retain certain records as required by law.
13. Refund and Cancellation
Subscription and service fees are billed according to the plan you select. Refunds and cancellations are governed by our Refund & Cancellation Policy, available on the website.
14. Dispute Resolution
- Any disputes will first be attempted to be resolved amicably through communication.
- If unresolved, disputes will be subject to binding arbitration or legal proceedings under the governing law.
- Users waive the right to participate in class-action lawsuits.
15. Governing Law
These Terms shall be governed by and construed under the laws of your local jurisdiction unless otherwise specified.
16. Modifications to Terms
PayDeck reserves the right to modify or update these Terms at any time. Changes will take effect once posted on this page with an updated “Last Updated” date. Continued use of our services constitutes acceptance of the revised Terms.